Getting into a personal injury accident can change the world upside down for the victim and their families. Depending on the accident, victims can sustain various physical injuries, including long-term injuries. Due to these injuries, victims can suffer time away from work, disrupting their earnings and livelihood. This is where filing a claim is the right option. No one deserves to bear the expenses of someone else’s negligence.
However, you do not get the compensation right away after filing a claim. There are multiple things that insurance company considers while granting you monetary compensation. During the process, victims are often anxious about the outcome of their personal injury claim and ask their personal injury attorney Boston questions like, “will I get compensation?” “what if the insurance company denies me compensation?”
It is okay to be confused and worried about the outcome of your claim. There are three possible outcomes of your case:
- The insurance company will deny granting compensation.
- You and the insurance company negotiate to reach a mutual settlement offer.
- Your case moves to trial.
The insurance company denies your claim.
The insurance company has the right to deny you compensation if they believe you have violated any rules or you do not fit the criteria. For instance, they can deny compensation if you have a lack of evidence to prove the at-fault party’s negligence, lack of proof for injuries and damages, you are exaggerating your injuries, or you missed the deadline for filing a claim. When denying your claim, the insurance company will give you an apparent reason for the denial. If you believe the reasons do not do justice to your claim, you can speak to an attorney to know your legal options.
You and the insurance company settle the case out of court.
Another possible outcome, which mostly happens, is the insurance company and victim come to a mutual settlement offer. When the insurance company rolls a settlement offer, you are allowed to negotiate, depending on your injuries and damages. The out-of-court settlement works quickly. Once you accept the settlement, you can sign the official agreement and take the settlement amount.
Your case moves to trial.
The insurance company does not want your case to move to trial, which is why they will try to settle your claim. However, if the insurance company and your attorney fails to negotiate, your case will be moved to trial, where the court decides the outcome.