Law

An Overview of Auto Accidents in Philadelphia 

On highways, a Philadelphia auto accident attorney has seen it all. They are familiar with the city’s most dangerous roads and intersections, the courts and judges who may be involved in your case, as well as the insurance companies you will need to deal with. Each case has taught them something new, and they use that knowledge to assist you in obtaining the money you are entitled to. 

More than simply physical and mental harm is caused by auto accidents; they also deprive individuals and families of much-needed income while putting them under financial strain. An auto accident lawyer can assist victims of Philadelphia vehicle accidents to obtain compensation to compensate them for lost wages and medical and other expenses. 

When Accidents in traffic result in the loss of life, the attorneys are here to help citizens in the Philadelphia region who are grieving the loss of a loved one or who are recovering from terrible injuries. 

When an accident is not my fault who pays for my auto repairs? 

When involved in a Philadelphia auto accident, it is not your fault. You have two options for receiving property damage compensation: your own insurance company or the at-fault party’s insurer. 

Our suggestion, and the quickest and most convenient way to deal with vehicle repairs, is to go through your own insurance company. After you pay your deductible, your insurance provider will pay for repairs if you have collision coverage on your policy. The deductible may be reimbursed subsequently by the at-fault party’s insurance company. 

You can also request that your insurance company file a claim with the insurance company of the person who caused the accident. If you select this option, you will have to wait a long time to get your automobile fixed. Your repairs should be covered by the at-fault party’s insurance, including the deductible. However, Philadelphia law only requires a policy to include $5,000 in property damage coverage, which may not be enough to cover the costs of the repairs. If you choose this path, be sure to go through all of the details with your insurance carrier regarding total reimbursement. 

Drivers must be covered by valid insurance in the event of damage or injury. Motorists may conclude that going through the insurance providers isn’t worth it when it comes to a tiny ding or prang. Instead of filing a claim with the insurance, the parties could agree to resolve the situation privately.

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